---
title: "Receive a Wire Transfer"
slug: "receive-a-wire-transfer"
updated: 2026-07-08T16:05:56Z
published: 2026-07-08T16:05:56Z
canonical: "www.documentation.paynetics.digital/receive-a-wire-transfer"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://www.documentation.paynetics.digital/llms.txt
> Use this file to discover all available pages before exploring further.

# Receive a Wire Transfer

Include the debtor's name, address, and country if they are missing from the customer profile.

The API response returns a transaction identifier when the transfer is successfully initiated. Wire transfers are not processed in real time the way internal transfers are. Processing may take anywhere from a few seconds to several days, depending on the payment network. When the transfer is processed, a Webhook (link to webhook) with its status is sent.

**Example webhook:**

```json
{
   "action": "TRANSACTION.UPDATE",
   "version": 2,
   "payload": {
      "wires": {
         "status": "settled"
      },
      "status": 1,
      "updated_on": "2023-03-23 16:38:03",
      "token": "f5ef915a-0d45-46ae-9109-acddeb38bcda"
   }
}
```

An HTTP callback that delivers real-time event notifications from Paynetics to a partner's system. Paynetics sends webhook payloads when key events occur—such as a card authorisation, a balance update, or a 3DS challenge—so partners can react immediately without polling the API.