# Paynetics Documentation > Knowledge base documentation for Paynetics Documentation. ## public - [Introduction](https://www.documentation.paynetics.digital/docs/introduction-1.md) - [Key Concepts](https://www.documentation.paynetics.digital/docs/instance.md) - [Payment Accounts](https://www.documentation.paynetics.digital/docs/payment-accounts-1.md) - [Accounts and Balances](https://www.documentation.paynetics.digital/docs/to-publish-payment-accounts-full-reference.md) - [Account types](https://www.documentation.paynetics.digital/docs/account-types.md) - [Account identifiers and currencies](https://www.documentation.paynetics.digital/docs/account-identifiers-and-currencies.md) - [Account Statuses and Lifecycle](https://www.documentation.paynetics.digital/docs/account-currencies.md) - [Create an Account for a Business](https://www.documentation.paynetics.digital/docs/open-a-payment-account.md) - [Create an Account for a Consumer](https://www.documentation.paynetics.digital/docs/create-an-account-for-a-consumer.md) - [Onboard a Business](https://www.documentation.paynetics.digital/docs/onboard-a-business.md) - [Onboard a Consumer](https://www.documentation.paynetics.digital/docs/onboard-natural-person.md) - [Collect custom fees](https://www.documentation.paynetics.digital/docs/custom-fees.md) - [Transfers](https://www.documentation.paynetics.digital/docs/transfers-09012026-1.md) - [Transfer Types and Currencies](https://www.documentation.paynetics.digital/docs/transfer-types-and-currencies.md) - [SEPA Transfers and Payments](https://www.documentation.paynetics.digital/docs/planned-sepa-transfers-and-payments.md) - [Faster Payments (UK)](https://www.documentation.paynetics.digital/docs/planned-faster-payments-uk.md) - [Transfer Statuses](https://www.documentation.paynetics.digital/docs/to-publish-transfer-statuses.md) - [Send a wire transfer](https://www.documentation.paynetics.digital/docs/send-a-wire-transfer.md) - [Receive a Wire Transfer](https://www.documentation.paynetics.digital/docs/receive-a-wire-transfer.md) - [Send internal transfer](https://www.documentation.paynetics.digital/docs/send-internal-transfer.md) - [Execute CoP Checks](https://www.documentation.paynetics.digital/docs/execute-cop-checks.md) - [Execute VoP Checks](https://www.documentation.paynetics.digital/docs/verificationofpayeevoppartnerguidedoc.md) - [Work with Suspense Queue](https://www.documentation.paynetics.digital/docs/suspense-queue-integration-guide.md) - [Card issuing](https://www.documentation.paynetics.digital/docs/card-issuing-1.md) - [Understanding Virtual Cards for Non-Designers](https://www.documentation.paynetics.digital/docs/understanding-virtual-cards-for-non-designers.md): Learn to design compliant virtual cards with our easy guide. Discover templates, Visa and Mastercard guidelines, and key elements needed for effective cards. - [Understanding Mastercard and VISA Graphic Design Elements](https://www.documentation.paynetics.digital/docs/understanding-mastercard-and-visa-graphic-design-elements.md) - [3DS Management](https://www.documentation.paynetics.digital/docs/3ds-management.md) - [Programs](https://www.documentation.paynetics.digital/docs/programs.md) - [Issue a Card for a Consumer](https://www.documentation.paynetics.digital/docs/issue-a-card-for-a-consumer.md) - [Issue a Card for a Business](https://www.documentation.paynetics.digital/docs/issue-a-card.md) - [Acquiring](https://www.documentation.paynetics.digital/docs/acquiring-2.md) - [Transaction types](https://www.documentation.paynetics.digital/docs/setting-up-mids-and-tids.md) - [OCT (Original Credit Transaction)](https://www.documentation.paynetics.digital/docs/oct-1.md) - [OCT Settlement Split](https://www.documentation.paynetics.digital/docs/oct-settlement-split.md) - [Push-to-card P2P A2A](https://www.documentation.paynetics.digital/docs/push-to-card-p2p.md) - [Visa Account Funding Transactions via API](https://www.documentation.paynetics.digital/docs/aft-integration-guide.md) - [Visa Account Funding Transactions Payment Page](https://www.documentation.paynetics.digital/docs/account-funding-transactions-payment-page.md) - [Mastercard (Send) Funding transactions](https://www.documentation.paynetics.digital/docs/mastercard-funding-guide-20260612.md) - [Mastercard Secure Card on File (SCOF)](https://www.documentation.paynetics.digital/docs/secure-card-on-file-integration-guide.md) - [Visa Tokenized Credential on File (TCOF)](https://www.documentation.paynetics.digital/docs/visa-tokenized-credential-on-file-tcof.md) - [Visa Tokenized Card-on-File](https://www.documentation.paynetics.digital/docs/visa-tokenized-card-on-file-integration-guidе.md) - [Click to Pay](https://www.documentation.paynetics.digital/docs/click2pay-integration-guide.md) - [Apple Pay and Google Pay](https://www.documentation.paynetics.digital/docs/apple-pay-and-google-pay-integration-guide.md) - [Payment Facilitator (PF) Model Support](https://www.documentation.paynetics.digital/docs/payment-facilitator-model-1.md) - [BIN Sponsorship](https://www.documentation.paynetics.digital/docs/bin-sponsorship-4.md) - [BIN Sponsorship — IBAN Model](https://www.documentation.paynetics.digital/docs/bin-sponsorship-with-iban-model.md) - [BIN Sponsorship — No-IBAN Model](https://www.documentation.paynetics.digital/docs/bin-sponsorship-no-iban-model.md) - [BIN Sponsorship - No IBAN Model - Partner Guide](https://www.documentation.paynetics.digital/docs/bin-sponsorship-no-iban-model-partner-guide.md) - [BIN Sponsorship - Monitoring Requirements](https://www.documentation.paynetics.digital/docs/bin-sponsorship-monitoring-requirements.md) - [BIN Sponsorship - Issuing Dispute Procedure for Program Managers](https://www.documentation.paynetics.digital/docs/bin-sponsorship-issuing-dispute-procedure-for-program-managers.md) - [API Integration](https://www.documentation.paynetics.digital/docs/api-integration-2.md) - [White Label App](https://www.documentation.paynetics.digital/docs/white-label-app-3.md) - [Wallet Types — Issuing vs Invite-Only](https://www.documentation.paynetics.digital/docs/to-publish-wallet-types.md) - [Digital Wallet Features](https://www.documentation.paynetics.digital/docs/to-publish-digital-wallet-features.md) - [Paynetics initial process](https://www.documentation.paynetics.digital/docs/paynetics-initial-sales-process.md) - [BNB application](https://www.documentation.paynetics.digital/docs/legal-onboarding-phase.md) - [Due Diligence Phase](https://www.documentation.paynetics.digital/docs/due-diligence-kycky-onboarding-phase.md) - [KYC and KYB review](https://www.documentation.paynetics.digital/docs/kyc-and-kyb.md) - [Risk and Monitoring Onboarding phase](https://www.documentation.paynetics.digital/docs/risk-and-monitoring-onboarding-phase.md) - [Technical Integration Phase](https://www.documentation.paynetics.digital/docs/technical-integration-phase.md) - [Card Set-up Phase](https://www.documentation.paynetics.digital/docs/card-set-up-phase.md) - [Finance Set-up](https://www.documentation.paynetics.digital/docs/finance-set-up.md) - [Pre-Go Live Preparation](https://www.documentation.paynetics.digital/docs/pre-go-live-preparation.md) - [Go-Live](https://www.documentation.paynetics.digital/docs/go-live-1.md) - [Partner Managed KYC and KYB](https://www.documentation.paynetics.digital/docs/partner-managed-kyc.md) - [Partner Journey Overview](https://www.documentation.paynetics.digital/docs/to-publish-partner-journey-overview.md) - [Financial Crime Compliance Manual](https://www.documentation.paynetics.digital/docs/financial-crime-compliance-manual.md) - [Safeguarding FAQs](https://www.documentation.paynetics.digital/docs/safeguarding-faqs.md) - [Confirmation of Payee (UK) - Concept Guide](https://www.documentation.paynetics.digital/docs/confirmation-of-payee-uk.md) - [APP Scam Prevention](https://www.documentation.paynetics.digital/docs/to-publish-app-scam-prevention.md) - [Card Fees and Limits FAQ](https://www.documentation.paynetics.digital/docs/faq.md) - [Payment Systems and Processing Times](https://www.documentation.paynetics.digital/docs/payment-systems-and-processing-times.md) ## v1-api (API Reference) - [Introduction](https://www.documentation.paynetics.digital/apidocs/introduction-2.md) - [/v2/applications](https://www.documentation.paynetics.digital/apidocs/v2applications-2.md) - [/v2/applications/{page}/{limit}](https://www.documentation.paynetics.digital/apidocs/v2applicationspagelimit-2.md) - [/v2/applications/{token}](https://www.documentation.paynetics.digital/apidocs/v2applicationstoken-2.md) - [/v2/applications/{token}/status/{status}](https://www.documentation.paynetics.digital/apidocs/v2applicationstokenstatusstatus-2.md) - [/v3/applications](https://www.documentation.paynetics.digital/apidocs/v3applications-1.md) - [/v3/applications/{application}](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplication-2.md) - [/v3/applications/{application}/products](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationproducts-2.md) - [/v3/applications/{application}/companies](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationcompanies-2.md) - [/v3/applications/{application}/companies/documents](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationcompaniesdocuments-4.md) - [/v3/applications/{application}/companies/documents](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationcompaniesdocuments-5.md) - [/v3/applications/{application}/companies/members](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationcompaniesmembers-2.md) - [/v3/applications/{application}/companies/members/{token}](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationcompaniesmemberstoken-2.md) - [/v3/applications/{application}/companies/members/{token}/documents](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationcompaniesmemberstokendocuments-4.md) - [/v3/applications/{application}/companies/members/{token}/documents](https://www.documentation.paynetics.digital/apidocs/v3applicationsapplicationcompaniesmemberstokendocuments-5.md) - [/v1/aml](https://www.documentation.paynetics.digital/apidocs/v1aml-1.md) - [/v1/kyc](https://www.documentation.paynetics.digital/apidocs/v1kyc-2.md) - [/v1/kyc/supported-countries](https://www.documentation.paynetics.digital/apidocs/v1kycsupported-countries-2.md) - [/v1/kyc/{token}](https://www.documentation.paynetics.digital/apidocs/v1kyctoken-2.md) - [/v2/users/{user}/documents](https://www.documentation.paynetics.digital/apidocs/v2usersuserdocuments-2.md) - [/v2/users](https://www.documentation.paynetics.digital/apidocs/v2users-1.md) - [/v2/users/{user}](https://www.documentation.paynetics.digital/apidocs/v2usersuser-6.md) - [/v2/users/{user}](https://www.documentation.paynetics.digital/apidocs/v2usersuser-7.md) - [/v2/users/{user}](https://www.documentation.paynetics.digital/apidocs/v2usersuser-8.md) - [/v2/users/{user}/verify](https://www.documentation.paynetics.digital/apidocs/v2usersuserverify-1.md) - [/v2/cop](https://www.documentation.paynetics.digital/apidocs/v2cop-2.md) - [/v2/accounts](https://www.documentation.paynetics.digital/apidocs/v2accounts-1.md) - [/v2/accounts/{page}/{limit}](https://www.documentation.paynetics.digital/apidocs/v2accountspagelimit-2.md) - [/v2/accounts/{account}](https://www.documentation.paynetics.digital/apidocs/v2accountsaccount-4.md) - [/v2/accounts/{account}](https://www.documentation.paynetics.digital/apidocs/v2accountsaccount-5.md) - [/v2/accounts/{account}/status](https://www.documentation.paynetics.digital/apidocs/v2accountsaccountstatus-2.md) - [/v2/cards](https://www.documentation.paynetics.digital/apidocs/v2cards-1.md) - [/v2/cards/register](https://www.documentation.paynetics.digital/apidocs/v2cardsregister-2.md) - [/v2/cards/{card}/renew](https://www.documentation.paynetics.digital/apidocs/v2cardscardrenew-2.md) - [/v2/cards/{card}](https://www.documentation.paynetics.digital/apidocs/v2cardscard-6.md) - [/v2/cards/{card}](https://www.documentation.paynetics.digital/apidocs/v2cardscard-7.md) - [/v2/cards/{card}](https://www.documentation.paynetics.digital/apidocs/v2cardscard-8.md) - [/v2/cards/{card}/assign](https://www.documentation.paynetics.digital/apidocs/v2cardscardassign-2.md) - [/v2/cards/{card}/first-half](https://www.documentation.paynetics.digital/apidocs/v2cardscardfirst-half-2.md) - [/v2/cards/{card}/second-half](https://www.documentation.paynetics.digital/apidocs/v2cardscardsecond-half-2.md) - [/v2/cards/{card}/activate](https://www.documentation.paynetics.digital/apidocs/v2cardscardactivate-2.md) - [/v2/cards/{card}/status](https://www.documentation.paynetics.digital/apidocs/v2cardscardstatus-2.md) - [/v2/cards/{card}/convert](https://www.documentation.paynetics.digital/apidocs/v2cardscardconvert-2.md) - [/v2/cards/{card}/pin](https://www.documentation.paynetics.digital/apidocs/v2cardscardpin-2.md) - [/v2/cards/{card}/pin/send](https://www.documentation.paynetics.digital/apidocs/v2cardscardpinsend-2.md) - [/v2/cards/{card}/pin/reset](https://www.documentation.paynetics.digital/apidocs/v2cardscardpinreset-2.md) - [/v2/cards/{card}/groups](https://www.documentation.paynetics.digital/apidocs/v2cardscardgroups-4.md) - [/v2/cards/{card}/groups](https://www.documentation.paynetics.digital/apidocs/v2cardscardgroups-5.md) - [/v2/cards/{card}/processor-data](https://www.documentation.paynetics.digital/apidocs/v2cardscardprocessor-data-1.md) - [/v2/cards/{page}/{limit}](https://www.documentation.paynetics.digital/apidocs/v2cardspagelimit-2.md) - [/v2/cards/{card}/apple/encrypt](https://www.documentation.paynetics.digital/apidocs/v2cardscardappleencrypt-2.md) - [/v2/cards/{card}/google/encrypt](https://www.documentation.paynetics.digital/apidocs/v2cardscardgoogleencrypt-2.md) - [/v2/cards/{card}/tokens/{deviceId}](https://www.documentation.paynetics.digital/apidocs/v2cardscardtokensdeviceid-2.md) - [/v2/cards/{card}/push-provisioning/apple](https://www.documentation.paynetics.digital/apidocs/v2cardscardpush-provisioningapple-2.md) - [/v2/cards/{card}/push-provisioning/google](https://www.documentation.paynetics.digital/apidocs/v2cardscardpush-provisioninggoogle-2.md) - [/v2/cards/{card}/3ds](https://www.documentation.paynetics.digital/apidocs/v2cardscard3ds-6.md) - [/v2/cards/{card}/3ds](https://www.documentation.paynetics.digital/apidocs/v2cardscard3ds-7.md) - [/v2/cards/{card}/3ds](https://www.documentation.paynetics.digital/apidocs/v2cardscard3ds-8.md) - [/v2/cards/{card}/3ds/process](https://www.documentation.paynetics.digital/apidocs/v2cardscard3dsprocess-2.md) - [/v2/queue/{page}/{limit}](https://www.documentation.paynetics.digital/apidocs/v2queuepagelimit-2.md) - [/v2/queue/{token}](https://www.documentation.paynetics.digital/apidocs/v2queuetoken-2.md) - [/v2/queue/{token}/process](https://www.documentation.paynetics.digital/apidocs/v2queuetokenprocess-2.md) - [/v2/queue/{token}/return](https://www.documentation.paynetics.digital/apidocs/v2queuetokenreturn-2.md) - [/v2/transfers](https://www.documentation.paynetics.digital/apidocs/v2transfers-1.md) - [/v2/transfers/banks](https://www.documentation.paynetics.digital/apidocs/v2transfersbanks-2.md) - [/v2/transactions/{transaction}](https://www.documentation.paynetics.digital/apidocs/v2transactionstransaction-2.md) - [/v2/transactions/{page}/{limit}](https://www.documentation.paynetics.digital/apidocs/v2transactionspagelimit-2.md) - [/v2/batch](https://www.documentation.paynetics.digital/apidocs/v2batch-2.md) - [/v2/sdk/otp](https://www.documentation.paynetics.digital/apidocs/v2sdkotp-2.md) - [/v2/visa/fx](https://www.documentation.paynetics.digital/apidocs/v2visafx-1.md)