The Paynetics platform provides access to multiple payment networks, covering all major currencies and selected local ones. Transfers can be internal (between Paynetics accounts) or external (inbound and outbound via payment schemes).
Type | Currencies | Description |
Internal | EUR, BGN, GBP, USD | Between accounts within the Paynetics system, using balance token, IBAN, or account number as identifiers. Executed in real time. |
Inbound | EUR, BGN, GBP, USD* | From an external account into a Paynetics account. Supported via SEPA / SEPA Instant (EUR), Faster Payments / CHAPS (GBP), BISERA (BGN), and SWIFT (USD). *USD inbound is supported for Business accounts only. Consumer USD accounts cannot receive dedicated IBAN inbound transfers. |
Outbound | EUR, BGN, GBP | From a Paynetics account with a dedicated IBAN or account number to an external account. Supported via SEPA / SEPA Instant (EUR), Faster Payments (GBP), and BISERA (BGN). Transfers must be sent in the currency of the source account. |
In This Section
Transfer Types and Currencies — full breakdown of supported currencies and transfer identifiers
SEPA Transfers and Payments — EUR payment rails, cut-off times, and SEPA Instant fallback
Faster Payments (UK) — GBP real-time payments and Confirmation of Payee requirements
SEPA Direct Debit — EUR direct debit collection
Transfer Statuses — Pending, Sent, Returned, Rejected, Cancelled
For step-by-step integration guides, see Send a Wire Transfer, Receive a Wire Transfer, and Work with Suspense Queue in the How-To Guides section.